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Terms & Conditions

Effective Date: July 2025

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Welcome to janetbanks.org. Please read these Terms & Conditions carefully before using this site or booking services.

By accessing this website or using any of the services provided, you agree to the following Terms & Conditions (“Agreement”). If you do not agree, do not use the site or services.

 

1. Definitions

  • “Company,” “We,” “Us,” “Our” refers to Janet Banks, LLC, and all affiliated persons or entities.

  • “User,” “You,” “Client” refers to any individual accessing the site or engaging with coaching services.

  • “Parties” refers collectively to You and the Company.

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2. Assent & Acceptance

By accessing or using this website, you confirm that you have read, understood, and agree to be bound by these Terms. If you disagree with any part of these terms, do not use the website or services.

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3. License to Use Website

We grant you a limited, non-transferable, revocable license to use the materials and content on this site solely for personal and non-commercial purposes. You may not distribute, copy, or exploit the content for any unauthorized use.​

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4.  Intellectual Property

All materials on this site, including but not limited to text, design, logos, images, and downloads, are the exclusive property of the Company and protected under intellectual property laws. You agree not to use, reproduce, or distribute any materials without prior written consent.​

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5. Acceptable Use

You agree to use the website and services only for lawful purposes. You agree NOT to:

  • Harass or harm others

  • Infringe on intellectual property

  • Transmit viruses or malware

  • Engage in fraudulent activity

  • Promote hate, violence, or discrimination

  • Gather others’ data without consent

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6. Privacy & Data Use

By using our site or services, you consent to our collection and use of your information as outlined in our Privacy Policy. We may collect personal and non-personal information to improve your experience and deliver services.

You are responsible for maintaining the confidentiality of your information and assume responsibility for all activities under your usage.

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7. Assumption of Risk

The content on this site is for informational and educational purposes only. It is not legal, medical, mental health, or financial advice. You agree that you use all services at your own risk.

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8. Purchases & Refunds

All coaching sessions, programs, and digital products are non-refundable unless otherwise stated in writing. We make every effort to describe offerings accurately. By purchasing, you acknowledge that results are not guaranteed and outcomes vary by individual.​

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9. Reverse Engineering & Security

You agree not to hack, disassemble, reverse engineer, or interfere with the functionality or security of the site.

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10. Data Loss

We are not responsible for loss of data, delays, errors, or site interruptions. Your use of the site is at your own risk.

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11. Indemnification

You agree to indemnify and hold harmless the Company from any claims, liabilities, damages, or legal fees arising out of your use of this website or services, your breach of these Terms, or your violation of any rights of a third party.

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12. Anti-Spam Policy

You may not use the site to send spam, solicitations, or unauthorized mass communications. We do not tolerate spam or phishing behavior.

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13. Third-Party Content

Links to external sites may be provided. We are not responsible for third-party content or practices and recommend reviewing their terms independently.

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14. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes are effective upon posting. It is your responsibility to review the terms periodically. Continued use of the site constitutes your acceptance of changes.

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15. Entire Agreement

These Terms represent the full agreement between you and the Company regarding use of the website and supersede all prior agreements.

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16. Service Interruptions

Access to the website may occasionally be interrupted for maintenance or upgrades. We are not liable for any loss caused by such interruptions.

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17. Termination

We reserve the right to terminate access to the website or services at our discretion, with or without cause, and without notice. Provisions intended to survive termination (e.g., intellectual property, indemnification) will remain in effect.

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18. No Warranties

All content and services are provided “as is.” We make no guarantees regarding availability, accuracy, or outcomes. Your use of this site is at your own risk.

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19. Limitation of Liability

To the fullest extent permitted by law, we disclaim all liability for damages arising from use of this website or services. Our maximum liability will not exceed the amount you paid for services within the past six months, or $100—whichever is greater.

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20. General Provisions

  • Governing Law: These Terms are governed by the laws of the State of Oregon.

  • Dispute Resolution: Any dispute shall be resolved through binding arbitration in Clackamas County, OR.

  • Electronic Communication: Communications may be made via email or through the website.

  • Severability: If any term is found invalid, the remaining terms shall remain enforceable.

  • No Waiver: Failure to enforce any part of these terms is not a waiver of our rights.

 

Contact Us

If you have any questions about these Terms, please reach out: info@janetbanks.org

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